Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

May 6th, 2019 by J.E. Balicki & Assoc., Inc.

Home Siding: Pros & Cons Of 5 Popular Types

Switching up your home’s exterior siding is a bold statement… and a big decision. When starting your research, a few factors to consider are curb appeal, maintenance, weather conditions, durability, and – of course – your budget. Here’s the good news: According to Remodeling Magazine, homeowners recoup 76% of the cost of new siding when they go to sell their home. Here’s what to know... Read Article

How Long Does Business Interruption Insurance Coverage Last?

Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in... Read Article

Am I Covered When I Lend My Car To Friends Or Family?

If you own a car, chances are you’ve let a friend or family member borrow it at least once. After all, there are plenty of reasons to hand over the keys. Maybe you needed a relative to pick up your kids from school. Or you’re helping someone get to work after their car broke down. But did you know that in the event of an... Read Article

How To Lower Your Homeowners Insurance Costs

If you own a home, homeowners insurance is an item in your budget that’s there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the following steps could help lower your premiums. Increase Your Deductible A deductible is the... Read Article

7 DIY Projects To Boost Your Home’s Resale Value

Whether you need more space for your growing family or you are relocating for a new job, moving to a new home is something most of us will encounter eventually. But while looking for the perfect house can be an exciting process, you’ll also be faced with the reality of selling your current one. Putting your home on the market is a daunting task. Not... Read Article